Wade Robins's Articles in Health Insurance Show All|Display Category|Title|Newest|Oldest Finding Low Cost Health Insurance - Options And Ideas Why are there so many Americans who are uninsured? Because it costs too much. It's really that simple. Independent contractors and small business owners often forego getting their own health insurance plans, hoping nothing happens that could ruin their business and put them in the poorhouse. And, the growing number of Americans living before the poverty line couldn't afford health insurance if they wanted to. There are some ways to get low-cost health insurance if you need... Risk Pools - Health Plans For The Risky Or Uninsurable If you have a pre-existing condition that carries high risks for your insurance company, you may have trouble finding an affordable health plan. In fact, companies are not forced to insure you. If you are too risky, they can reject your application. More than half of all insured people get their insurance from their companies. Group insurance plans reduce risk by sharing the cost equally. But, what if you can't get into a group plan? States offer a type of health plan c...

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